The first step in making smart insurance decisions for you, your home, your family and your possessions is to learn as much as possible about the types of products available and the companies that provide them.
Your state’s insurance commission can help you finding out about the basics and this resource list can help you learn from the experts.
The Insurance Information Institute: Consumer information about insurance and cutting insurance rates. 110 Williams St. New York, N.Y. 10038, (212) 669-9250.
National Insurance Consumer Helpline: (800) 942-4242; www.iii.org
National Committee for Quality Assurance: Information about selecting a health plan. 2000 L St., NW Washington, DC 20036 (202) 955-3500 www.ncqa.org
To select a car with a lower insurance profile, request a Highway Loss Data Chart from: Insurance Institute for Highway Safety 1005 N. Glebe Road Arlington, Va. 22201 (703) 247-1500 www.hwysafety.org
A number of Web sites can help you compare insurance costs. These include:
